About Us

The Jammu Central Cooperative Bank Limited was registered in the year 1914 as a District Central Cooperative Bank with its area of operation confined to Jammu District only. However, with the partition of the Country some of the other similar type of Central Cooperative Banks were merged with the Jammu Central Cooperative Bank Limited Jammu. These Banks were of Districts Rajouri, Poonch, Doda, Kathua, Udhampur and thus the area of operation of the bank got extended to whole of the Jammu region comprising of Six districts Viz. Jammu, Kathua, Udhampur,Doda, Rajouri and Poonch (now Ten Districts). At present there are 89 Branches and 16 Extension Counters of the Bank, with total strength of 594 Bank employees are catering the agricultural and non-agricultural credit needs of the farmers of Jammu Province for sustainable development of rural economy and also rendering Banking Services to Rural as well as Urban Community.

The JCCB has placed service to its clients as its primary objective. It aims to help clients and resolve their problems. Still if there is any compliant it is dealt with immediately to the satisfaction of clients.

The JCCB provide all types of accounts facility i.e. Current Deposit, Savings Bank Deposit, Recurring Deposit and Fixed Deposits.

Deposits up to the value of Rs.1.00 lac per depositor have insurance cover with Deposit Insurance & Credit Guarantee Corporation(DICGC)


  • To encourage the saving habits in the rural area
  • To establish Primary Agriculture Societies and other co-operative societies in the area of operation and to nurse them
  • To work for the upliftment of the farmers through PACs
  • To provide all the banking services to these societies
  • To prepare and implement credit programs for these societies
  • To monitor the activities and progress of these societies
  • To encourage Co-operative movement in the districts under its area of operation
  • To provide Door to Door Banking Services to the Farmers and Rural public
  • To provide finance for modernization of farming in our area of operation


To be competent, reputable and socially responsible Bank in Jammu & Kashmir.